Felt Faction iOS app v4 — the Bank + Phoenix redemption arc

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> Brainstormed 2026-06-16. User refined v3 with a major new design move: > the Bank as a system role, with loans at zero (with interest) > and a Phoenix badge that is earned by paying the loan back.

1. All 12 members get a push: "Settle now.

1. Pre-session (48h before): The Briefing drops via push.

1. Bank interest rate — what % per session?

How it's structured

  1. Decisions (locked in by user, this round) 1. Per-member individual vision calls — each member takes and submits their own photo. Server-si…
  2. Clarifications locked in CLAR-A. Cashout sync mode = parallel. Each member takes a photo of their own stack of chips accu…

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